App names on the Bangko Sentral list

The Bangko Sentral ng Pilipinas publishes a list of virtual asset service providers. This page shows the app or brand names that the list carries beside a legal entity, and the banks that are listed. The table above has the columns: the app or brand name, the institution exactly as the central bank listed it, the list's own date, the status the list gives, and a link to the original. A row records what the source published, not a finding of ours.

Brand names and banks on the central bank's list

The brand name and the institution as the Bangko Sentral lists them, with the list's date.

A brand name and an entity name are two different things

The brand name is the one customers see on the app icon and in the store. The entity is the legal person that holds the permission from the Bangko Sentral. The list prints both when it has them, and the two are often different. A brand can be a trading name, and the entity can be a corporation with a longer name. The table shows the pair exactly as the central bank published it. The reader should not assume the brand and the entity are the same; they are different columns on the list.

The brand name is what the customer taps. The entity name is what appears in the terms of use and the privacy notice. The list is a register of entities, not of apps. When a brand appears beside an entity, the central bank has printed that pair. The reader's job is to match the app's own terms to the entity on the list. The brand alone is not enough to find the entry.

Banks sit under their own heading

The central bank's list includes banks that are virtual asset service providers. They appear under their own heading, not mixed with non-bank companies. A bank's name on the list means the bank itself holds the permission. The table on this page shows banks in the same table, with the status the list gives. The reader should look for the bank's full legal name, not its brand name. A bank may have a shortened name in the app, but the list prints the legal name.

The bank heading is a separate category. The reader should not confuse a bank's entry with a non-bank entry. The status column shows whether the entry is active or inactive. The list's date applies to the whole file, so a bank's entry is as current as the list itself. The reader should confirm on the central bank's own page.

An inactive entry is shown with its status

The list may mark an entry as inactive or not operational. The table on this page keeps that entry under its own heading, so the reader can see the status the list gives. An inactive entry is not removed; it is a record of what the central bank published. The reader should not assume an inactive entry means the app is gone from stores. The status is a snapshot from the list's date.

The status column is the list's own word. This site does not change it. An inactive entry may be a historical record or a current suspension. The reader should check the central bank's page for the current status. The table is a weekly read, not a live feed.

A row records what the source published

Each row in the table is a record of what the Bangko Sentral published. The columns are: the app or brand name, the institution exactly as the central bank listed it, the list's own date, the status the list gives, and a link to the original. The table does not add a finding of ours. The reader should read a row as a quotation from the list, not as a verdict on the app.

The link in the row goes to the central bank's page. The reader should use that link to confirm the entry. The table is a slice of the list; other entries exist but are left out because they do not have a brand name. The reader should not conclude that an app absent from the table is not on the list.

Confirm on the central bank's own page

The table is a weekly snapshot. The central bank's own page is the immediate source. The reader should confirm any entry there before making a decision. The date on the list is the date the central bank last revised the file. An old screenshot of a list is a weak source. The reader should always check the current list on the central bank's page.

The link in the table goes to the original. The reader can follow it to see the full list. The central bank's page may have more entries than this table shows. The reader should not rely on this site alone for a decision. The list is a regulator's act, not our verdict.

What the list is and is not

The list is a register of virtual asset service providers that the Bangko Sentral supervises. It is not a list of approved apps, and it is not a list of safe investments. A listing is a regulator's act. The reader decides. The table shows names and statuses, never a verdict on an app. The site makes no ratings and no forecasts.

The list carries a single 'as of' date for the whole file. The date shown is that date, not the day an entry was added. The reader should understand that the list is a snapshot. An app's absence from the table is not evidence that it is unlawful or that it is safe. The reader should confirm on the central bank's own page.

A match means the names are the same business, not that the app is approved

The table shows a brand beside a legal entity because the central bank's list records them that way. When a reader finds the same entity name in an app's terms and in a row here, the match proves the app belongs to that listed entity. It does not prove the app is good, safe, or recommended.

The regulator publishes a list, not a rating. A listed entity may have an app that is hard to use, charges high fees, or has a dispute history. Those facts live outside the table. The matching skill answers one question only: which name on the list stands behind this app.

Readers sometimes treat a match as a seal of approval. The central bank does not issue seals for individual apps. It registers entities that provide virtual asset services. An app is a product of an entity. A match is a starting point for further checks, not the end of them.

The app's store page can contradict the terms inside the app

A developer name in an app store is chosen by the entity that publishes the app. The terms inside the app are a legal document. The two can use different names for the same company. The store page may show a trading name, while the terms give the registered entity.

When the names differ, the terms are the stronger source. An app store listing can be edited by a marketing team. The terms are filed with regulators and updated for compliance. A reader should open the app, find the terms, and look for the company line near the end.

The table on this page uses the entity name from the central bank's list. If a store page shows a brand that is not in the table but the terms show an entity that is, the app still matches that row. The brand is a wrapper; the entity is the legal person.

A bank's crypto button can lead to a different legal name than the bank's own

A bank app may show a crypto tab or button. The bank itself may not be the virtual asset service provider. The bank may have a partner that holds the licence. When a reader taps the button, the screen changes to the partner's interface or the partner's terms appear.

The central bank's list shows banks under their own heading when the bank itself is registered. If a bank is not listed but its crypto button works, the partner's name should appear somewhere in the flow. The terms that pop up before the first transaction are the best place to look.

A reader should not assume the bank's name is the entity behind the crypto service. The bank may be only a distributor. The table shows which banks are listed as providers. If the bank's name is not there, the partner's name from the terms must be checked against the table.

An inactive entry still has a story the table tells

The central bank's list includes entries that are no longer active. The table shows their status. An inactive entity may have had its registration cancelled, surrendered, or suspended. The brand that used to belong to that entity may still be in an app store.

A reader who finds an inactive entity in an app's terms should not assume the app is live. The status column tells what the regulator last published. The app may still work, but the legal basis for its virtual asset service may have ended. The date of the list matters here.

An inactive entry is not a warning by itself. The central bank records the change without commentary. The reader's job is to notice the status and ask the provider what it means. The table gives the fact; the provider must explain the consequence.

The same entity can appear under different brands in different app stores

One legal entity may publish several apps. Each app can have a different brand name. The central bank's list may show only the entity name, not every brand. A reader who searches for a brand and finds nothing should not conclude the entity is absent.

The table shows brands only when the source lists them. If the central bank's list records an entity without brand names, the table cannot show a brand. The reader must then open each app, read the terms, and find the entity name. That name is the key to the table.

A single entity running multiple brands is common. The brands may target different users or offer different features. The matching skill works the same way: ignore the brand for a moment, find the legal name, and compare it with the table. The brand is a door; the entity is the house.

The app store listing can carry a different name from the central bank's list

The name shown on the app store page often belongs to a marketing team, not to the regulated entity. A reader who searches the central bank's list using only the store name may find nothing, even when the app is run by a listed company. The developer field in the store listing is the first place to look, but it can also show a subsidiary or a holding company that is not on the list. Only the legal name in the terms of use or privacy notice is the one to compare against the regulator's table.

Some apps publish a short terms document that mentions a different company for the crypto service than for the rest of the app. A bank app may show the bank's name on the store page, but the crypto tab may be operated by a partner whose name appears only in a footnote. The central bank's list records the entity that registered with the regulator, not the name that the app chose for its icon. The matching skill is to trace the service from the button on the screen to the legal entity that answers for it.

A mismatch between the store name and the listed name does not mean the app is unlicensed. It means the brand and the entity are separate, and the list expects the reader to know that. The table on this page shows both names where the regulator has published them. When only one name appears, the other may be hidden in the app's settings under 'About' or 'Legal'. The safest habit is to open the app's own legal page and copy the entity name exactly before searching the central bank's list.